Exchange Data International

Hello there! 👋 Happy new month, and welcome to July! We’ve officially entered a new month, a new quarter, and the second half of the year. It’s the perfect time to reflect on how far you’ve come, refocus on your goals, and set the pace for the months ahead. Whether the last quarter was fast-paced […]

For years, digital lending in Nigeria operated in a data grey zone. Platforms collected more borrower information than they needed, shared it with third parties under vague terms, and used it for purposes borrowers never agreed to. Debt recovery sometimes crossed into harassment, with lenders accessing contact lists and sending messages to borrowers’ family members. […]

A borrower’s right to data privacy is not negotiable. Nothing gets your heart racing several miles per minute like the chance that you may not recover your loans, but that fear can never justify invading a borrower’s privacy. Responsible lending means collecting only the data you truly need and nothing more. Borrowers privacy is a fundamental right, and it must never be compromised.